These Terms & Conditions ("Terms") govern your use of the PocketBook app for iPhone and iPad (the "App") published by Apexa Pambhar ("we", "us"). By downloading or using the App, you agree to these Terms. If you do not agree, do not use the App.
1. Apple's Standard EULA
The App is licensed, not sold, to you through the Apple App Store. Your use is also subject to Apple's Licensed Application End User License Agreement ("Standard EULA") and the App Store Terms of Service. If these Terms conflict with the Standard EULA, the Standard EULA applies to the extent of the conflict.
2. License
We grant you a personal, non-exclusive, non-transferable, revocable license to use the App on Apple devices that you own or control, as allowed by the App Store's Usage Rules. You may not copy, modify, reverse engineer, decompile, rent, sell or redistribute the App, except where the law or an open-source license expressly allows it.
3. Not financial advice
The App is a personal record-keeping tool. Its totals, budgets, statistics, net worth, card statements and exchange rates are for your information only. They are not financial, tax, accounting or legal advice, and they are not an official record from your bank or card issuer. Always check important figures against your bank statements, and ask a qualified professional before making financial decisions.
4. Accuracy of your records and rates
What the App shows depends on what you enter. Exchange rates come from the European Central Bank's published daily reference rates when you tap Update rates, and may be out of date or differ from the rate your bank uses. Repeating entries and card payments are posted automatically on your device and depend on iOS letting the App run, so their timing can vary. We are not responsible for errors that come from entered data, rates or timing.
5. Ads
The App is free to download and is supported by ads served by Google AdMob. We don't control the content of individual ads and are not responsible for advertisers' products, services or websites, including any financial products they offer. Tapping an ad may open another app or website, which has its own terms. How ad data is handled, and how to change your tracking and consent choices, is explained in our Privacy Policy. Your financial records are never shared with advertisers.
6. PocketBook Plus
The optional in-app purchase "PocketBook Plus" unlocks additional features. What Plus includes and its price are shown on the purchase screen in the App before you buy.
- Plus is a one-time purchase, not a subscription. It never renews, and you will not be charged again for it.
- All payments are processed by Apple and charged to your Apple Account. Prices may vary by country and may change. A price change never affects a purchase you have already made.
- On a new or reset device, sign in with the same Apple Account and use Restore Purchases in the App to get Plus back.
- Refunds are handled by Apple under its policies. You can request one at reportaproblem.apple.com. We cannot issue refunds directly.
7. Your data, sync and backups
Your records belong to you and are stored on your devices and, if you turn on sync, in your own iCloud. We do not receive or store them, so we cannot recover lost records. iCloud sync keeps your devices in step, which means deleting an entry on one device deletes it everywhere; it is not a backup. You are responsible for keeping backups or exports of records that matter to you. iCloud is provided by Apple under its own terms, and sync depends on your iCloud account, storage and connection.
8. App lock
The Face ID or passcode lock helps keep casual viewers out of the App, but it is not a substitute for protecting your device itself with a strong passcode. Widgets, notifications and exported files can show information outside the App.
9. Acceptable use
Use the App only for your own lawful personal or household record keeping. Don't use it to record or hide unlawful transactions, or to store other people's financial information without their permission.
10. Third-party services and software
The App uses Apple services (such as iCloud, widgets and Shortcuts), exchange rates published by the European Central Bank, and ads and the consent form from Google through the Google Mobile Ads SDK and Google's User Messaging Platform. These are subject to their providers' own terms. The App also includes open-source software, such as ZIPFoundation (MIT License), under its own license.
11. Our intellectual property
The App, including its design, code, name, logo, icons and graphics, is owned by Apexa Pambhar and protected by copyright, trademark and other laws. These Terms do not give you any rights to our trademarks.
12. Privacy
Our Privacy Policy explains how the App handles information. In short: your records stay on your devices and in your own iCloud, and the ads, provided by Google AdMob, follow your tracking and consent choices without ever seeing your records.
13. Updates and availability
We may release updates to fix bugs, add or change features, or support new iOS versions. Some updates may be required to keep using the App. We may stop offering or supporting the App at any time, but this will not remove a copy you have already downloaded, and your records stay yours.
14. Disclaimer of warranties
To the maximum extent allowed by law, the App is provided "as is" and "as available", without warranties of any kind, express or implied, including merchantability, fitness for a particular purpose, accuracy and non-infringement. We do not guarantee that the App, its calculations, exchange rates or sync will be uninterrupted, accurate or error-free. If the App fails to conform to any applicable warranty, you may notify Apple, and Apple will refund the purchase price (if any); Apple has no other warranty obligation regarding the App.
15. Limitation of liability
To the maximum extent allowed by law, Apexa Pambhar will not be liable for any indirect, incidental, special, consequential or punitive damages, or for any loss of records, data, money, profits or business, arising from your use of or inability to use the App, including decisions you make based on its figures or rates. Our total liability for any claim relating to the App will not exceed the amount you paid us for the App and Plus. Some jurisdictions do not allow these limits, so they may not apply to you.
16. Indemnity
You agree to indemnify and hold Apexa Pambhar harmless from claims arising from your misuse of the App or your violation of these Terms or of any law or third-party right.
17. Apple-specific terms
These Terms are between you and Apexa Pambhar, not Apple. Apple is not responsible for the App or its content, has no obligation to provide maintenance or support for it, and is not responsible for addressing any claims relating to the App, including product liability, legal or regulatory compliance, consumer protection or intellectual property claims. Apple and its subsidiaries are third-party beneficiaries of these Terms and may enforce them against you. You confirm that you are not located in a country subject to a U.S. Government embargo and are not on any U.S. Government list of prohibited or restricted parties.
18. Termination
Your license ends automatically if you breach these Terms. When it ends, you must stop using the App and delete it from your devices. Export or back up your records first if you want to keep them.
19. Governing law
These Terms are governed by the laws of India, without regard to conflict-of-law rules. Any dispute will be handled by the competent courts of India, unless the consumer protection laws of your country give you the right to bring proceedings where you live.
20. Changes to these Terms
We may update these Terms from time to time. We will change the effective date above, and continued use of the App after a change means you accept the updated Terms.
21. Contact
For questions, complaints or claims about the App, contact Apexa Pambhar at support@devappstudio.tech or through our support page.
Apexa Pambhar
India